What is Chief Minister Comprehensive Health Insurance Plan? An Overview of the Scheme

The Chief Minister comprehensive health Insurance best plan is your first step towards securing your future. This scheme was kickstarted in 2009 by the Government of Tamil Nadu so that the citizens do not have to think twice before getting themselves treated. The force of the CM Insurance Plan has been so powerful that over 65% of Tamil Nadu’s population has enrolled in it. Here is everything you need to know about this government-initiated health insurance plan.

An Overview of the Chief Minister Health Insurance Plan

The scheme was introduced by the government to support a large section of society that cannot pay its medical bills. Targeting the underprivileged, low-income group, this insurance plan helps in the payment of medical bills such as diagnostic tests, hospital admissions, and post-treatment care. It aims to provide cashless treatment in both private and public hospitals.

As of 2022, approximately 1.37 crore families have registered under the scheme. These families can avail 52 diagnostic procedures, 8 follow-up routines, and a total of 1090 procedures in the enlisted hospitals. 900 private and 800 public hospitals are already empanelled in the scheme.

Features of the CM Insurance Plan

Check out the salient features of the Chief Minister Comprehensive Health Insurance Plan:

• 24/7 Help: 

Under this scheme, the insured gets 24*7 assistance through a call centre. In case you have a query or are facing an issue regarding your insurance, you can instantly call the provided number and seek support.

• Cashless Claim: 

As a beneficiary, you can easily claim cashless medical treatment at any of the enlisted public or private hospitals. So, once you have availed medical treatment, there’s no requirement for any kind of payment.

• Covers Family: 

Under the chief minister’s health insurance plan, all the registered family members would be covered. As and when someone needs medical treatment, he/she can avail insurance and stay stress-free.

• Huge Sum Insured:

This health plan covers a sum of ₹5 lakhs per year for each family. This sum can cover all your minor medical expenses at the hospital.

Eligibility Criteria for CM Comprehensive Health Insurance Plan

• The plan is usually available for families living below the poverty line (BPL).
• The scheme may also cover certain categories of unorganised sector workers, such as rickshaw pullers, street vendors, construction workers, and domestic workers.
• The plan may also be available to individuals who are not covered by any other health insurance scheme or have no government employment.
• The applicant must be a resident of the state where the plan is being offered.
• The required age is between 18 and 59 years.
• The insured should not be covered under any other health insurance scheme.
• The family should not have an annual income of more than a certain amount, which may vary from state to state.

It is important to note that the eligibility criteria for the Chief Minister Comprehensive Health Insurance Plan may change from time to time and may differ between states.

Enrolment Process for the Insurance Plan

If you have the required documents then enrolling for the mediclaim insurance plan is simple. The steps as follows:

• Visit the revenue authorities or administrative office to get your income certificate
• Collect the required documents and submit them at the enrolment centre
• The kiosk operator would verify all the documents
• Submit your biometric details such as fingerprint, eye scan, and photograph
• You will receive an e-card after proper submission and verification

Documents Required for the Chief Minister Comprehensive Health Insurance Plan

Here are the following documents that are required to register under the scheme:

• Ration card (original and copy)
• Income certificate
• Self-declaration form
• Address proof
• Identity proof
• Aadhar card
• PAN card

Register Under the Chief Minister Insurance Plan & Secure Your Family for Life

Protect yourself and your family from uncertain medical expenditures with the right insurance plan. This Chief Minister Health Plan will pave your way to a better and healthier future. You can consult the experts at Niva Bupa for more information.